Every year, in remembrance of the victims of September 11, an American Red Cross team visits Logix Headquarters. In a matter of moments, they combine two conference rooms into one bustling blood drive site. With tons of energy, upbeat music playing, friendly chatter, and the smell of freshly baked treats, Logix employees ready themselves for their blood donation appointments.
We've shared some techniques fraudsters use to obtain passwords and personal information under our fraud prevention topic here. Once fraudsters have access to online banking accounts, they will attempt to transfer money out of them. Time spent recovering stolen funds, completing fraud forms, and changing account numbers leaves victims feeling vulnerable and understandably frustrated.
Anxiously waiting for a deposit to be made on your account? Sure, you could check your account balance several times a day by logging in to your Online Banking account, but there’s an easier way - text and email alerts.
Smell that? That’s the sweet, sweet smell of the open road. Freedom from your everyday obligations, adult responsibilities, and diet rules. Temporarily…let’s not get crazy, bills still need to be paid and that kale isn’t going to eat itself. All that negativity aside, there’s a road trip adventure awaiting you! North, south, east, or west – no road map is needed here. Plus, you likely have GPS already, just in case ;). When the open road is on your horizon, do visions of a shiny RV dance in your head? Mine too. Herding the fam into the RV is the prime travel cliché, but for some, the cost-benefits may be the reason behind it. Driving motorhomes or hauling travel trailers offer not only the capacity to bring that “home essence” on vacation, but can also be a more affordable way of traveling, considering the average rate of hotel rooms for the family.
With the sun hanging out longer these days, the drive to start planning road trips revs up. Whether a weekend getaway, or week-long affair, there are plenty of destinations gearing up to make your itinerary a memorable one. Maybe you’ve hit up a few friends to join, told the kids they have no choice but to tag along, or decided on a road trip party-of-one; loading up your RV gets you one step closer to the open road. For RV destinations near or far, there will no doubt be plenty of hours and mileage on the road. Road trips, though exciting, can also be long…really long. Games are a great way to add delight to the adventure, while also preventing boredom from settling in. So, dust off the ol' RV and let's hit the road! Don't have an RV, but are warming up to the idea of one? Hitch a ride over here to learn about our RV loan options.
The decision to purchase a home brings about many thoughts and conversations about what to buy, where to buy, what we can afford, and where to start. While it is one of the most exciting times in your life, buying a home can also cause an overwhelming stress of the unknowns. You balance out the nostalgia you’ve built for the home you spent most of your youth in and what you want your dream home to be. If you’re like me, after deciding to purchase a home, you immediately dive into Pinterest to pin every appealing homeowner tip, while forgetting that there is a whole home-buying journey that takes you from applying for a home loan to earning the keys in hand.
So, the other day while at work, I heard the familiar buzz on my cell phone alerting me that I have a text message. The text was a notification from my Logix Card Manager app that there were two transaction attempts on my debit card at a merchant that I didn’t recognize. For months since signing up for the app, I had been receiving notifications for every purchase I made and would proudly acknowledge the texts for my authorized transactions. And, now I have a secret – I was slightly hoping for the moment that I would be alerted to a fraudulent purchase where I would immediately log into my Card Manager app to close my card and stop fraud in its tracks. Well, that day finally came! As soon as I saw those unrecognizable transactions, I quickly logged into the app and closed my debit card, preventing further fraudulent activity. After doing so, I started pondering all of the places I recently used my card in the hopes of figuring out where the point of compromise was. I started to think about how we have reached the season of scams. While fraudsters don’t sleep and scammers are a year-round predators, the holidays are a time when we are most vulnerable to them. Therefore, this is a good time to revisit the prominent scams that are out there. Keep in mind, that this list is just a preview as scams can take on many forms. For more information on a variety of scams and how you can protect yourself, check out the Scam Alerts section on the Federal Trade Commission’s website.
How it happened may be a mystery, but what you do know is that it happened – your personal information was stolen and used to apply for loans, open accounts, or file taxes without your authorization. Now what?