You’re ready to buy a home, and this may or may not be your first rodeo. You’ve gone through the mental process of figuring out when the right time is, conducted research on the home-buying process, and put aside money for a down payment. Just as there are a number of reasons why you decided to buy a home, there are many ways of reaching that goal. In a typical home-buying situation, receiving keys to your new home starts when you get qualified for a home loan. A traditional mortgage may be the loan option that comes to mind first. With its fixed loan rate and steady payment amount for terms up to 30 years, this mortgage option is popular; however, in a one-size-does-not-fit-all world, there may be a better option for your situation. Putting aside time for researching additional home loan options is worth it, given the investment you’re making.
Topics: Home Loans
Yearning for a little bit of order in your life? When days are hectic and your brain is maxed out, having a tool that reminds you to pay your bills (or, pays your bills automatically) can be a huge relief.
If you don’t have a system in place for balancing your checking account, beyond mentally deducting each bill payment, please read on. There’s an easy and quick way of doing so in your Logix online banking account.
This is a test. Can you identify what's pictured in the image below?
Paying people back for kindly spotting you at lunch couldn’t be easier these days. Person-to-person services (or P2P) offer a way to electronically pay the people you owe, so you don't have to find the nearest ATM to make a withdrawal or write a check or provide an IOU. There are several P2P options available, and we have one that lies just within your Web BillPay service.
As the holidays draw near, it becomes more common to hear about instances of mail theft, either in your neighborhood or on the news. Ordering gifts and mailing cards can become a stressful endeavor for both consumers and recipients of mail. If you’ve ever been a victim of mail theft, chances are you felt invaded and frustrated at the fact that it happened. Your time becomes personally impacted as you try and figure out who needs to be contacted regarding a missing or stolen package, and there’s also a worry that more than just consumer goods were taken – that identity theft may have occurred, if your personally identifiable information was also compromised during the mail theft incident.
If you’re someone who mails packages, gift cards, or orders goods online for delivery, here are a few mail theft prevention tips to consider.
Topics: Fraud & Identity Theft
A few years back, I shared a story about a car that our free car-buying service, Auto Expert, helped me find and purchase. My car goals today are similar to what they were back in 2011. I was looking for a used vehicle that was economical and had a price tag that wouldn’t make me wince every month when the payment was due. Beyond those two items, I didn’t much care what else made up the car.
Every year, in remembrance of the victims of September 11, an American Red Cross team visits Logix Headquarters. In a matter of moments, they combine two conference rooms into one bustling blood drive site. With tons of energy, upbeat music playing, friendly chatter, and the smell of freshly baked treats, Logix employees ready themselves for their blood donation appointments.
We've shared some techniques fraudsters use to obtain passwords and personal information under our fraud prevention topic here. Once fraudsters have access to online banking accounts, they will attempt to transfer money out of them. Time spent recovering stolen funds, completing fraud forms, and changing account numbers leaves victims feeling vulnerable and understandably frustrated.
Anxiously waiting for a deposit to be made on your account? Sure, you could check your account balance several times a day by logging in to your Online Banking account, but there’s an easier way - text and email alerts.
Smell that? That’s the sweet, sweet smell of the open road. Freedom from your everyday obligations, adult responsibilities, and diet rules. Temporarily…let’s not get crazy, bills still need to be paid and that kale isn’t going to eat itself. All that negativity aside, there’s a road trip adventure awaiting you! North, south, east, or west – no road map is needed here. Plus, you likely have GPS already, just in case ;). When the open road is on your horizon, do visions of a shiny RV dance in your head? Mine too. Herding the fam into the RV is the prime travel cliché, but for some, the cost-benefits may be the reason behind it. Driving motorhomes or hauling travel trailers offer not only the capacity to bring that “home essence” on vacation, but can also be a more affordable way of traveling, considering the average rate of hotel rooms for the family.