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Before You Buy a Home

Posted by Admin on 9/12/2016



In the market for a home?  Whether it’s a palace or a fixer upper you better get your credit ready too.

Here are four steps to help you get your ducks in a row.

Step 1: Find out what others are saying about you.  Two or three months before you’re ready to buy a home, get your credit report for free from this www.annualcreditreport.com.

Step 2: If you find anything wrong on your credit report, fight it.  Report errors to the credit agency.

Step 3: Don’t open any new lines of credit.  They’ll hurt your credit score.

Step 4: Stop using your credit cards.  Sure, you might be thinking of new furniture, but now’s not the time to be racking up new debt.

With a little financial housekeeping now you’ll soon be having that housewarming party you dream of.

Do us a favor: Tell your friends about us so they can be smarter about their money too.

Topics: Consumerism, Video Blog, Home Loans

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Feel free to peruse about. Here you’ll find stories, posts and tools aimed to assist you as you’re faced with daily to once-in-a-lifetime financial quandaries. This is your SmartLab (lab coat optional). We want you to get the most from our articles, and we welcome your ideas to help us continue to bring valuable content to you. Check out the comment section at the bottom of every post for easy ways to share feedback. We’re learning, too, and what better way to encourage smarter banking than to share tips and resources with each other? Not to mention, it’s a great chance for us to get to know each other!

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