Welcome to the Logix SmartLab

Stay On Track With Your Budget Goals

Posted by Maceo K on 9/26/2017

 

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Topics: Thoughts on Money, Budgeting

Using a Raise - A Logix Video Blog

Posted by Admin on 8/7/2017

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Topics: Saving, saving money, Debt, Video Blog, Thoughts on Money, Retirement

Why You Need an Emergency Fund

Posted by Paco de Leon on 3/20/2017

There are plenty of people who don't have an emergency fund. In fact, nearly 30 percent of Americans don't, according to a report by NeighborWorks America.

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Topics: Saving, Financial Planning, saving money, Debt, Your Financial Life, Thoughts on Money, Budgeting

Why our resolutions fail: building and breaking habits

Posted by Charles Haine on 2/7/2017

 

Resolutions fail before you know it.

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Topics: money management, saving on services, Consumerism, Your Financial Life, Thoughts on Money

80 Years... and Counting

Posted by Logix CEO, Dave Styler on 1/26/2017

Lockheed Aircraft Employees Federal Credit Union was officially chartered January 21, 1937.  Several weeks ago, with that milestone anniversary rapidly approaching, I took a few minutes to again read the original charter application, signed by the 12 Lockheed employees who founded our institution. 

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Topics: Insider, Announcements, Inner Circle, Thoughts on Money

Saving a Penny a Day Could Pay for Your Next Vacation!

Posted by Brittany Young on 1/23/2017

Once again, it’s a new year. As we all begin to ponder on our new year’s resolutions and how to actually stick to it this year, I thought I would offer some advice before it’s too late. If your New Year’s resolution is like mine, to save money for whatever the purpose, this is any easy way to do so.

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Topics: Saving, saving money, Your Financial Life, Thoughts on Money, Travel

Budgeting Tip: Start Small, Don't Stop

Posted by Charles Haine on 1/9/2017

Most dieters fail by denying themselves any pleasure. Deciding to “get healthy,” they decide to eat 100% healthy all the time always. While each individual meal is fine, consumed with water and no desert, it’s when you start thinking about the future, about a lifetime of healthy food, with no pizza, no burgers, no fries, stretching out between now and death that things tend to fall apart, that all of the sudden you are at the donut shop buying a dozen and eating them sitting in the parking lot. This often leads to a full week of nightly pizza orders before you get back on track.

We naturally seek pleasure, and giving it up one meal at a time is one thing, but imagining the rest of our lives without cake is another. This is the theory behind the 4 hour diet by Tim Farris, which has a “cheat day” built in every saturday where you literally eat whatever you want. It’s easier to eat healthy wednesday knowing you’ll have all the pie you want saturday. The cheat day also helps reset your metabolism, so that your body never adjusts to the slower caloric intake of the healthy meals, and acknowledges the social nature of food. You still get to have a big italian dinner with your family and break bread together, while moving towards a healthier goal.

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Topics: Saving, Financial Planning, Consumerism, saving money, Thoughts on Money, Budgeting

Money can be a scary thing to talk about, but it’s worth it to try

Posted by Charles Haine on 12/18/2016

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Topics: Your Financial Life, Thoughts on Money

Gifting Guidance

Posted by Charles Haine on 12/15/2016

The first thing I do when I’m thinking about buying someone a gift is think about what gifts have meant the most to me in my life. While this might seem selfish, the idea isn’t as simplistic as “oh, I loved that cup I got that one time, and so I should get this person a cup,” the point is to think about what are the qualities of the gift that made it stand out. What about that particular Christmas gift in High School makes me still think about it, what about that moment has stuck, and why. Then, as best as I can, I try and shop with those qualities and values in mind when I think about gift giving with others.

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Topics: Holiday Spending, Your Financial Life, Thoughts on Money

Thankful for what you don't have.

Posted by Charles Haine on 12/6/2016



Humans have a hard time properly recognizing value. For instance, I have to fill out about an hours worth of paperwork to receive a $100 rebate on my glasses through my health insurance. This seems like a tremendous hassle to me, but on the flip side, if someone walked into my office and offered me $100 to fill out an hour of paperwork, and I could do it whenever I wanted, I would happily do it, thinking to myself “oh, wow, $100 to sit in a robe on a sunday morning and fill out papers, what a deal.” We think we’re rational creatures, but we aren’t, and sometimes we are very, very bad at knowing how much we need to spend to make ourselves happy.

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Topics: money management, Saving, Consumerism, saving money, Your Financial Life, Thoughts on Money

Hi there! Come on in.

Feel free to peruse about. Here you’ll find stories, posts and tools aimed to assist you as you’re faced with daily to once-in-a-lifetime financial quandaries. This is your SmartLab (lab coat optional). We want you to get the most from our articles, and we welcome your ideas to help us continue to bring valuable content to you. Check out the comment section at the bottom of every post for easy ways to share feedback. We’re learning, too, and what better way to encourage smarter banking than to share tips and resources with each other? Not to mention, it’s a great chance for us to get to know each other!

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