Your Emergency Fund: How Much Is Enough?
Bad things happen to the best of us, and sometimes it seems like they come in waves. That's when an emergency cash fund can come in handy.
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Show Me the Money: 5 Ways to Demystify Finance for Your Kids
In celebration of Financial Literacy Month, we'd like to offer up five suggestions on how to make money a fun, applicable, hands-on topic for the youngest members of your household. While many of us view children and finance through the lens of what we’re spending, we don’t often consider the power of our own example.
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Who Wants to Be a Millionaire… When You Retire?
We’d like to introduce you to compound interest. It’s a simple principle that works consistently in practice. When you invest, your investment starts to earn money. Then the gains it accumulates also start to earn money and your initial investment can snowball very quickly.
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Debt Consolidation With a Personal Loan
Recent research from the Filene Research Institute, a thought leader in the Credit Union Movement, has revealed that “more than half of Americans revolve on their credit balances, deflating their credit scores and depleting their savings, especially when they prolong their indebtedness by making smaller monthly payments than they could.”
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Laddering 101: Maximize Returns With Certificate Accounts
Laddering your certificates is an attractive investment strategy for new and seasoned investors looking to diversify their portfolios. With laddering, you will be able to decide how you want to split up your investments and whether to reinvest each time a certificate matures. By opening multiple certificates with staggered maturity dates, you have the potential to earn better returns while keeping your money safe.
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The Best of the Best – Why Logix is (Objectively) Smarter Banking
We're grateful to Callahan and Associates for providing such concrete evidence of our service and value commitment to you, our members.
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Protecting Yourself From Holiday Identity Theft
The holiday season is a time when people are more vulnerable to identity theft scams. Not only are people making more purchases than any other time of year, but they are often distracted when doing so. During the holiday season, stores and shopping malls are bustling with people – especially at peak shopping times during evenings and weekends. When shoppers are focused on their gift lists, looking for bargains, or tending to the kids, attention might not be on security.
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Required Minimum Distributions
Retirement plan participants are responsible for taking the correct amount of RMDs every year from their accounts.
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Set ‘Em and Forget ‘Em: Four Financial Resolutions You Can Accomplish Now
New Year’s resolutions are a mixed bag for many of us. On the one hand: personal betterment! On the other hand: methodical auditing of our refrigerator, checking account, and various vices. On the cusp of a fresh calendar year, we feel compelled to immediately transform our lives, but— as is the case with most good things— change takes time. This is especially true when it comes to financial goals. And in the aftermath of steep holiday spending, our goalposts can feel...far away.
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7 Tips to Get Smart About Credit
If you are dealing with credit and debt, you aren't alone. You have a great opportunity to assess your financial situation and make a plan to move forward.
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