Consumerism and Spending Archives

Set ‘Em and Forget ‘Em: Four Financial Resolutions You Can Accomplish Now

Logix / December 7, 2022

New Year’s resolutions are a mixed bag for many of us. On the one hand: personal betterment! On the other hand: methodical auditing of our refrigerator, checking account, and various vices. On the cusp of a fresh calendar year, we feel compelled to immediately transform our lives, but— as is the case with most good things— change takes time. This is especially true when it comes to financial goals. And in the aftermath of steep holiday spending, our goalposts can feel...far away.

7 Tips to Get Smart About Credit

Logix / November 8, 2022

If you are dealing with credit and debt, you aren't alone. You have a great opportunity to assess your financial situation and make a plan to move forward.

How Do Fed Rates Affect Financial Institutions?

Logix / October 13, 2022

To understand how the federal funds rate or "Fed rate" affects banks and credit unions, we first need to understand what the federal funds rate is and its role in the financial world. The Federal Government requires all depository institutions, like banks and credit unions, to have a minimum reserve level in proportion to their deposits. Those that do not have enough reserves borrow from other financial institutions that do. The Fed rate is the interest rate banks charge when lending money to each other from their reserve balance.

Pay It Safe with Zelle®

Logix / April 23, 2022

Zelle® is a great way to send money to friends, family and others you trust, right from your phone! With Zelle®, money moves directly from your bank account to another person's bank account, typically arriving in minutes*.

Protect Yourself When Paying P2P

Logix / March 29, 2022

There's no need to fear using P2P apps. You can enjoy the convenience of using digital payments while keeping scammers at bay by staying alert!

Make a New Year’s Resolution That Sticks!

Logix / January 3, 2022

Eliminating debt, learning new spending habits, or building savings are choices that can change your life. The new year is a great time to commit to your financial health.

Saving Money this Holiday Season

Logix / December 8, 2021

Here are some clever ways to join in on all the merry-making festivities, so you can enjoy the season while saving money.

Six Money Hacks to Keep Your Savings Afloat

Logix / November 22, 2021

Sometimes managing your finances is like trying to keep an oversized beach ball under water because, no matter how hard you try to show it who's boss, it keeps popping back up. Focusing on just one small tactic could make your budgeting struggles drift away so that you can spend valuable time enjoying the waves of life.

Five Steps to Strengthen Your Financial Muscles

Logix / November 12, 2021

Getting your financial goals in shape requires discipline and determination. Credit card debt, economic challenges, and a competitive labor market are just a few factors that can challenge how you think about your particular financial situation. The question is, how can you improve your financial fitness? You can start your mindful monetary practices with the steps below so you can tone up your financial well-being.

Is a Traditional or a Secured Credit Card Right for You?

Logix / August 20, 2021

Whether you have a burning desire to multiply your purchasing power or you are simply getting started, consider adding the credit card that is right for you to your financial arsenal. This thin, plastic tool can ignite your credit scores, add sparkle to your lifestyle, and illuminate many cost-saving benefits. But your credit health is key to determining whether a traditional or a savings-secured credit card is the best choice for your situation.