Rebuilding your credit score can feel a bit like trying to salvage a meal that didn’t go exactly as planned. Perhaps life got hectic. Maybe expenses piled up, or a few credit card payments were missed or late. In short, unexpected surprises threw things off.
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If you have been hearing that credit scores are changing, you aren’t imaging it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy aren’t changing. The
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What would your finances look like if you felt more in control of your spending, saving, borrowing, and long-term goals? As 2025 comes to an end, and a brand-new year awaits you, you are given a new opportunity to reset, rebuild, and recharge. Smart money
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Gathering ingredients for a smart money management soufflé hasn't been easy. While you've secured a steady paycheck, opened a NextGen Checking Account, and whipped up a small savings cushion, you're still missing one key ingredient that could make your recipe fall flat - good credit. Without it, achieving your financial dreams might be tricky.
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How exactly do you get your finances where you want them? Everyone's situations and goals are a little bit different, but these two financial health to-dos are a great place to start.
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Inflation will most likely decrease the purchasing power of your money, which means that during retirement, your dollars will buy less than they do today.
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Buying a car is not cheap. In fact, a car purchase is what many economists refer to as a “big ticket item”. And for good reason; the analysts at Kelley Blue Book report the average price for light vehicles in the United States was $33,666. For
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So maybe creditors mysteriously start treating you like you’re toxic. You wonder what’s up so you check your credit report and it shows you racked up some bill you really didn’t. You’re not alone. The Federal Trade Commission estimate 1 out of 20 of consumers have
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