A college degree is an investment that has the potential to pay a lifetime of dividends. The U.S. Bureau of Labor Statistics Employment Projections found workers with a college credential have lower unemployment rates and earn more money than those with only a high school diploma. But, the rising costs of tuition, books, and housing pose a problem for many would-be students.
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Personal finance isn't your favorite subject. We understand. Talking dollars and cents can be confusing and stressful. As a result, you may be among the 65% of Americans who have no idea how much they spent last month. But ignorance isn't bliss, especially with your money. Here are five things you should know about personal finance to make sure you make the most of every hard-earned dollar.
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Most people tend to file their income taxes electronically by using tax preparation software or by hiring a tax professional. Only a brave 10% of taxpayers fill out and file paper forms, presumably without much assistance. Like most decisions related to money, it's important to carefully consider your filing options since a simple error could result in a costly mistake.
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For most, the home-buying process can be a stressful journey. Finding the right lender can be the difference between lumbering along a bumpy road and a smooth ride leading straight to your dream home.
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A long time ago, before GPS was readily at hand on smartphones and built into vehicles, travelers used the stars to navigate their way. The night sky was their guide, and clusters of stars, known as constellations, sent friendly winks to explorers, leading them to their journey's end. Tales of their adventures, and their glittering guides, spread across the land, allowing others to follow their path and enjoy voyages of their own.
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Logix Federal Credit Union remains committed to serving you and the communities we serve.
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How exactly do you get your finances where you want them? Everyone's situations and goals are a little bit different, but these two financial health to-dos are a great place to start.
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To our longtime members this may come as no surprise, but we’re proud to report that Logix has topped the charts once again! Out of 300 credit unions over $1B, CreditUnions.com recently ranked Logix Federal Credit Union 4th in member feedback! How did we do it? Was it our tasteful lobby decor? Was it our adored robot mascot, Robix? Well, as with all of our victories, we accomplished this feat due to our members' ongoing loyalty and support.
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Trust is a good thing, but when it comes to your personal information, always verify that the request is a legitimate one.
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You can set yourself up to save in almost every area of your life, from food to shelter and transportation. Whatever your goals are for saving – from finding money in your budget to pay off debt, to building a fund for the next chapter of your life – “bonus” savings on things like your weekly trip to the grocery store can help you get there faster. These tips will help you find more money in your budget – starting with saving at the grocery store.
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