You’ve probably read a lot of “student debt” facts out there. According to The Institute for College Access & Success, 7 in 10 seniors graduate with student loan debt. Or the average debt burden is now over $28,000. Well, here are my facts: Fact #1: Student debt is
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How it happened may be a mystery, but what you do know is that it happened – your personal information was stolen and used to apply for loans, open accounts, or file taxes without your authorization. Now what? For victims, having their identity stolen can be devastating. There’s confusion, anger, embarrassment and a list of other emotions that may come to the surface at learning your valuable information has been taken. According to Javelin Strategy & Research’s 2015 Identity Fraud Study, approximately 13 million Americans were victims of ID theft in 2014. And, while that number has dropped from the prior year’s total, the figure is still alarming. During a time that can feel overwhelming for those personally affected, it is important to act quickly and have direction when starting the recovery process.
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After two years of phone calls with cable representatives, we finally cut the cable and increased our internet speed instead. We researched other options to see if we could save some dough and receive better service. I was spending more time on the phone than
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Written by Kay K. For the last few summers, I have been lucky enough to be a guest at a number of weddings. I’ve seen some with large wedding parties, chandeliers hanging from trees, and whiskey and cigar bars; others, were more intimate with hand-picked
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Even the best high-tech tools aren't as effective against fraudsters as citizens who are well educated and armed with the right knowledge to fight against identity theft when they are being targeted. With this in mind, we'll be posting frequent updates on our blog to include the recent scams, schemes and tricks criminals are trying to use against our members.
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Dinner and a show can hit the cost spectrum on the high end, low end or no end. Living in Los Angeles makes for a variety of meal and theater experiences. Earlier this year, we wanted to see Angela Lansbury in “Blithe Spirit.” Side note – She’s
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Everyone talks about saving money, but isn’t saving time just as important? You can always make money, but you really can’t make more time, or can you? Here are some quick tips to help you put some minutes back into your day: Online shoppingInstead of
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We’ve all been there. Having that nagging feeling. You know the one. The one where you wonder if Grandma Ethel really only gave you dinosaur pajamas for your birthday… …and not the birthday money she usually gives you. I mean, as truly stellar as those
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When you see your favorite band performing in concert, you usually don’t start wondering about their expenses, or how much revenue they’re generating from ticket sales and merchandise. You’re too busy singing along to your favorite song and wearing their band T-shirt you just bought.
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At SmartLab, we’ve written about the Money Value of Time, but what about the value of writing down your financial goals? It stands to reason that you can never achieve a goal you have not set, but so many people desire to find wealth without ever taking the time to set the financial goals to get them there.
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