Has your credit score seen better days? Here are 3 steps you can take to improve it.

  • First, pay on time. Once you go past 30 days late, your credit score will tank.

  • Second, pay more than the minimum.  Paying the minimum may seem like your best but it will usually take years to pay off the debt.  If you can pay double the minimum, you’ll cut your time in debt dramatically.

  • Third, reduce the amount you owe. So pay cash when you can.  It takes commitment but you’ll feel great about lightening that load.

Those three simple steps should help your credit score soar.

Do us a favor please.  Tell your friends about us so they can be smarter about their money too.

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