You’re sitting on the couch using your mobile device to shop online when you see an item that you absolutely must have. Two taps later, the item is in your cart and you’re ready to check out. After adding your shipping information, you think, albeit prematurely, “Wow! It’s so easy to buy whatever I want from the comfort of my couch.” Smiling, you scroll to the payment details section, then quickly frown upon seeing blank fields for a card number, expiration date, and CVV. You let out a long sigh because your card is in your wallet, which is in the kitchen, practically 50 paces away! Comfortably seated on the couch and not the least bit interested in getting up you say, “Alexa? Bring me my card.” If only it were that easy. The barrier is almost too much to handle. You’re about to abandon the cart for cute animal videos, when you see it: the digital wallet you recently installed on your mobile device. Convenience at your fingertip. A ray of digital sunshine. The choir sings. You quickly tap the icon, then tap one more time to confirm your purchase. Phew! Your smile returns and all is well again in that moment.
The above scenario showcases a big reason to use a digital wallet: convenience. Digital wallets have been around for a while, but are gaining momentum as consumers look for ways to streamline their everyday tasks for more practical and efficient living. Carrying around several cards in a wallet or purse used to be commonplace, but is often now a hassle. How many times have you struggled to balance a phone in one hand, keys or a beverage in the other, and digging through your wallet to locate your debit or credit card? Let’s just say the struggle is very real. Well, we have great news to share! Logix now offers Samsung Pay, Google Pay™, and Apple Pay® to make your shopping experiences more convenient in stores, online, and in apps. There are many reasons to add your card to one of these digital wallets. We list five below.1. Convenience
We covered this one already. In stores, look for the symbol below and simply wave your phone over the card terminal to check out. It beats rummaging through your purse or wallet for your card. Plus, your phone is likely in your hand anyway. When checking out online, look for a digital wallet option near the payment details. In many cases you can simply tap the icon, review the purchase details, and tap again to confirm the purchase.
2. Accepted Where You Shop
Grocery stores, gas stations, restaurants, small shops – you name it. Shop online or in stores. Millions of merchants now accept Apple Pay, Samsung Pay, and Google Pay. Find where your Logix cards are digitally accepted by visiting the Mastercard® website.3. Added Security
With card fraud ever prevalent, it’s important to be protective of your card information. Physical payment cards can actually increase your odds of identity theft and fraud. Digital wallets take security into account by ensuring your card details aren’t stored in the app or on your device. An alternate number or "token" is assigned to the card stored on your device. In addition, your mobile device comes with its usual lock screen protection options, adding another layer of security if it were lost or stolen.4. Purchase Alerts
Turn on the app’s push notifications and receive confirmation alerts whenever purchases are made using the app. Purchase alerts will help you spot any unusual activity and you’ll be able to better track card purchases if you’re trying to stay within a budget.5. Added Benefits
Samsung Pay and Google Pay offer their own benefits for using and/or referring their apps, such as cash back, reward points, or merchant discounts. Be sure to check with the wallet you choose to see if any additional benefits are available.
We hope you love these exciting digital wallet features!
Your ability to use Apple Pay, Samsung Pay, or Google Pay may not be available at all locations where your Logix card is accepted. Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Logix Federal Credit Union is not affiliated with and is a separate entity from Apple Inc., Samsung Electronics Co. Ltd., and Google LLC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.