Finding the Right Lender

For most, the home-buying process can be a stressful journey. Finding the right lender can be the difference between lumbering along a bumpy road and a smooth ride leading straight to your dream home.

Obviously, numbers are the most important variable when considering a source for a home loan. Interest rates and fees are usually the deciding factor for buyers. However, perhaps more important than numbers, it’s essential to work with a lender who is in your corner. From the first step of the application process, your lender should be available to help answer every question.

While there are many potential lenders available to help you with your home loan, there are several reasons that Logix Federal Credit Union is the smarter option.

First, Logix is a credit union, not a bank. That means it’s a not-for-profit cooperative, so earnings are returned to members through better rates, lower fees, improved services, and increased reserves to maintain unmatched financial strength. By monitoring the competition, Logix strives to offer members the best combination of service and value.

Robix Home Selling

Logix also offers a variety of rate, term, down payment and pricing options for mortgage loans. The credit union boasts a winning team of real estate loan officers with years of experience and the knowledge to help you determine the right loan for you, and to see you through every step of the process as quickly and efficiently as possible. From application, approval, appraisal and finally accepting your new keys, the lending team at Logix keeps you in the loop while putting your mind at ease.

Logix member Nydia B. recently shared her experience working with Logix on her home loan.

“Recently, we were up against the clock on escrow,” Nydia B. said. “Because I was working with Logix, they made it happen – we closed in a short period of time. What a gift that was to us. It’s stressful enough having to pack and move. It was a relief to have Logix in our corner, and allowed us to focus on other aspects of our lives.”

Logix neighborhood branches include: Westlake Village, Woodland Hills, Tarzana, Newbury Park, Thousand Oaks, Simi Valley - Tapo Canyon, and Simi Valley - Cochran, Chatsworth, Porter Ranch, Pasadena, Burbank, Bouquet Canyon, Bridgeport, Golden Valley, Stevenson Ranch, Valencia Promenade, Palmdale, and the newest in Calabasas

“We have been able to help a number of members with refinancing, as well as home purchases,” said Branch Manager Ryan Sullivan in Newbury Park. “When they come to us, they’re looking for the best value and many of them have referred others to us because they’ve been so pleased with the experience.”

Real Estate Loan Officer Kara Buss said,

“Logix makes it a priority to provide excellent service to our members. We’re able to look over a client’s total financial scenario and find the best ways to serve them.”

Logix has been serving members since 1937. Known for superior service and great rates, the credit union has more than 200,000 members and over $8 billion in assets. Logix offers products and services to meet all your financial needs.

For more information, visit www.lfcu.com or call (800) 328-5328. Logix membership required. Federally Insured by NCUA. Equal Housing Lender. NMLS ID 505781

Meet the blogger

Stacey Klein

Stacey Klein

Stacey has a bachelor’s degree in journalism from CSUN, and a master’s in journalism from Northwestern University. One winter in Chicago was enough to bring her back home to sunny Los Angeles, where she’s spent the last 20 years working in the Santa Clarita Valley. When she’s not chasing around her toddler, she loves spending time with her husband fixing up their fixer-upper.