Maria Espinosa

Why It Is Important to Do Monthly Bank Statement Reviews

Maria Espinosa / April 12, 2024

In the labyrinth of personal finance, your credit union or bank statement serves as a guiding light, illuminating your path to financial health and security. It's more than just a piece of paper or a digital record—it's a mirror reflecting your financial habits, transactions, potential vulnerabilities, and banking activity over a specific period.

Read more

Are Credit Unions Not-for-Profit Organizations?

Maria Espinosa / March 19, 2024

In the vast landscape of financial institutions, credit unions stand out as community-centric alternatives to traditional banks. Owned and operated by their members, these financial cooperatives prioritize serving the financial needs of their communities over maximizing profits. If you're curious about what sets credit unions apart from conventional banks and why they might be worth considering for your financial needs, you're in the right place.

Read more

Home Warranty 101: Making the Right Choice

Maria Espinosa / March 5, 2024

Ah, the joys and jitters of home ownership! Picture this: you've just cozied up in your dream home, but alas, your trusty appliances and systems decide it's time to throw a wrench in the works. Enter the answer to your problems - your home warranty. By understanding how home warranties work, you can make informed decisions about whether to invest in one for your home, considering your needs, budget and more. Here's what you need to know to make the right choice for your household.

Read more

Does a Checking Account Earn Interest?

Maria Espinosa / February 23, 2024

A traditional checking account is often seen as a staple in day-to-day personal finance, facilitating debit card purchases, ATM withdrawals, and direct deposits. Yet, many account holders may not realize that certain types of checking accounts, specifically interest-bearing checking accounts, offer the potential to earn interest (or dividends) on the account balance. Financial institutions, including banks and credit unions, provide various financial products, with some designed to accrue earnings over time. 

Read more

How to Order Checks: A Step-by-Step Guide

Maria Espinosa / January 26, 2024

The traditional checkbook still holds its unique place in managing finances. Whether it's paying for rent, settling a personal debt, or handling transactions that require a paper trail, checks are indispensable. Did you know that you can seamlessly reorder your checks through Online Banking or via the Logix Mobile Banking App? Follow these steps to get started.

Read more

Preventing Card Fraud: Freeze/Unfreeze Your Card in the Mobile App

Maria Espinosa / May 23, 2023

Year after year, reports of debit and credit card fraud and associated financial losses continue to rise. As scammers become more skilled and sophisticated with their schemes, individuals need to enhance their digital security. So, how do you stay ahead of the game, you ask? Well, with the right knowledge and tools, of course. One powerful weapon is the ability to freeze or unfreeze your card using the Logix Mobile Banking app.

Read more

Deposit Checks On the Go

Maria Espinosa / May 22, 2023

With the advancements in technology, mobile banking apps offer simple and time-saving solutions for various services, including depositing checks on the go. Whether you're at home or in the office, the Logix Mobile Banking app* provides the power of banking right at your fingertips. Gone are the days of making trips to your local branch or waiting in line for a check deposit!

Read more