Personal finance isn't your favorite subject. We understand. Talking dollars and cents can be confusing and stressful. As a result, you may be among the 65% of Americans who have no idea how much they spent last month. But ignorance isn't bliss, especially with your money. Here are five things you should know about personal finance to make sure you make the most of every hard-earned dollar.
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You can set yourself up to save in almost every area of your life, from food to shelter and transportation. Whatever your goals are for saving – from finding money in your budget to pay off debt, to building a fund for the next chapter of your life – “bonus” savings on things like your weekly trip to the grocery store can help you get there faster. These tips will help you find more money in your budget – starting with saving at the grocery store.
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With the click of a button you can sign up for a subscription to stream music or your favorite T.V. series. It’s easy to be roped in by offers for gym memberships, grocery delivery, and box subscriptions. These relatively “small” recurring costs can add up quickly. Many times, we’re unaware of exactly how much we end up spending on these subscription services—in fact, according to a Waterstone Management Group survey, 84% of us are underestimating our monthly tech spending.
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6 inexpensive gifts for Valentine's Day you can put together in less than a day.
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If our calendar year could be compared to a basketball game, we're at about half time. For those of you who don't know anything about basketball, the game is broken into two halves with half time in the middle. During halftime both teams retreat to their locker rooms. So, right now, we're in our half time. We're in the locker room taking a quick breather from running up and down the court like athletes trying to score as many points as we can. It's time to huddle up and make sure we are doing things right.
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Realizing that budgets do more than just affect our wallets, there are some tips and tricks for how to manage that balance.
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Planning a wedding is one of the most exciting and stressful experiences of your life! From cake flavors and color schemes to bridal party attire and deciding on flowers, it can be enough to seriously consider eloping. One of the most difficult pieces of the
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With the warmer weather making its welcome visit, it’s the perfect time to revisit your finances, get organized and declutter. Tidying up has gone well beyond our homes and apartments and is making it’s way into the zeitgeist, leaving no area of our life cluttered.
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Tanda. Susu. Paluwagan. All around the world, groups of people join together to save money as a team. While individual tandas vary in their specific rules, the general concept is that everyone contributes a certain amount each week, say $10. Then, one member receives all
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There are plenty of people who don’t have an emergency fund. In fact, nearly 30 percent of Americans don’t, according to a report by NeighborWorks America. While I understand there are many external factors at play that influence our ability to save, I’m a firm believer
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