Tanda. Susu. Paluwagan. All around the world, groups of people join together to save money as a team. While individual tandas vary in their specific rules, the general concept is that everyone contributes a certain amount each week, say $10. Then, one member receives all
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There are plenty of people who don’t have an emergency fund. In fact, nearly 30 percent of Americans don’t, according to a report by NeighborWorks America. While I understand there are many external factors at play that influence our ability to save, I’m a firm believer
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Most dieters fail by denying themselves any pleasure. Deciding to “get healthy,” they decide to eat 100% healthy all the time always. While each individual meal is fine, consumed with water and no desert, it’s when you start thinking about the future, about a lifetime
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