SMARTLAB by Logix

The Risks of Writing Checks to Cash

Sherlogix Holmes / July 16, 2018

Imagine finding a pile of cash on the ground, let's say $1,000. No one's around and you can't spot the person who may have dropped it. What do you do? Many of us would pick it up and turn it in, possibly to the police, but there are people out there for whom the dollar signs would take over and that money would end up in their pocket.

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Mid-Year Financial Checkup: 5 Things to Review

Paco de Leon / June 29, 2018

If our calendar year could be compared to a basketball game, we're at about half time. For those of you who don't know anything about basketball, the game is broken into two halves with half time in the middle. During halftime both teams retreat to their locker rooms. So, right now, we're in our half time. We're in the locker room taking a quick breather from running up and down the court like athletes trying to score as many points as we can. It's time to huddle up and make sure we are doing things right.

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Let’s Talk Interest-Only ARMs

Kayleen Kavanagh / May 11, 2018

You're ready to buy a home, and this may or may not be your first rodeo.  You've gone through the mental process of figuring out when the right time is, conducted research on the home-buying process, and put aside money for a down payment.  Just as there are a number of reasons why you decided to buy a home, there are many ways of reaching that goal.  In a typical home-buying situation, receiving keys to your new home starts when you get qualified for a home loan.  A traditional mortgage may be the loan option that comes to mind first.  With its fixed loan rate and steady payment amount for terms up to 30 years, this mortgage option is popular; however, in a one-size-does-not-fit-all world, there may be a better option for your situation.  Putting aside time for researching additional home loan options is worth it, given the investment you're making. 

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Why You Should Start Saving and Ways to Kickstart the Habit

Logix / May 2, 2018

While most people realize monetary savings are important, more than half of adults in America reported having less than $1,000 squirreled away in 2017. As many as 39 percent -- that's over a third -- said they had nothing saved. The economic climate for many people hasn't led to extreme savings, but putting aside just a little for that inevitable rainy day can make a huge difference in your stress level and future monetary woes. Here's a look at why you should start saving and how to get into the habit.

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Smarter Banking 2.0: Logix Live Chat

Juan Becerra / March 29, 2018

As consumers, we all know what it’s like. You’re on a company’s website hoping to find information or maybe even answers that will help you make a purchase, only to get lost and frustrated online. I know it’s happened to me. If you want convenience and superior member experience, one tool that can help deliver that high level of personalized service member’s demand is our Live Chat feature.

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Auto Expert – Free Help for Your Next Vehicle Purchase

Logix / February 17, 2018

Some people genuinely enjoy the process of buying a new vehicle. The dealerships, the research, the haggling, and even the salespeople. Then, there are some people who would rather experience none of that at all. In fact, they’d prefer that someone else (who loves doing all of that) do it for them instead. That ‘someone else’ has to exist, right? Well, they do.

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