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How to Avoid Credit Union Service Fees

Maria Espinosa / June 17, 2024

Credit unions are renowned for offering an array of benefits over traditional banks, one of the most notable being lower fees. Unlike banks, credit unions operate as not-for-profit entities, owned by their members. This fundamental difference in structure means that credit unions prioritize serving their members' interests rather than maximizing profits. This translates to lower fees for services and potentially higher earnings on deposits for members. In contrast, banks often have higher fee structures designed to generate revenue. Understanding this distinction illuminates why credit unions are often preferred over banks.

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A Wolf in Pup’s Clothing

Tracy Scott / June 7, 2024

I had been searching for a Chow Chow puppy for months when I finally came across what seemed like the perfect opportunity on a popular online marketplace. A breeder needed to find homes for the last few pups from a recent litter. The post featured adorable photos of Chow Chow puppies. The price was surprisingly affordable, which should have been the first red flag.

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