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How to Avoid Credit Union Service Fees

Maria Espinosa / June 17, 2024

Credit unions are renowned for offering an array of benefits over traditional banks, one of the most notable being lower fees. Unlike banks, credit unions operate as not-for-profit entities, owned by their members. This fundamental difference in structure means that credit unions prioritize serving their members' interests rather than maximizing profits. This translates to lower fees for services and potentially higher earnings on deposits for members. In contrast, banks often have higher fee structures designed to generate revenue. Understanding this distinction illuminates why credit unions are often preferred over banks.

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A Wolf in Pup’s Clothing

Tracy Scott / June 7, 2024

I had been searching for a Chow Chow puppy for months when I finally came across what seemed like the perfect opportunity on a popular online marketplace. A breeder needed to find homes for the last few pups from a recent litter. The post featured adorable photos of Chow Chow puppies. The price was surprisingly affordable, which should have been the first red flag.

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Why It Is Important to Do Monthly Bank Statement Reviews

Maria Espinosa / April 12, 2024

In the labyrinth of personal finance, your credit union or bank statement serves as a guiding light, illuminating your path to financial health and security. It's more than just a piece of paper or a digital record—it's a mirror reflecting your financial habits, transactions, potential vulnerabilities, and banking activity over a specific period.

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5 Wise Ways to Spend Your Tax Refund

Tara Spicer / April 5, 2024

It’s tax season once again…have you filed your return? April 15th is this year’s deadline, and you can also file for an extension which extends your timeline to October 15th. (Pro tip: To avoid the fees often associated with tax prep sites, eligible individuals can head over to the IRS for free online filing options.)

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