Welcome to the Logix SmartLab

"What's that noise?" Car Repairs or New Car?

Posted by Kay K on 10/3/2017

A few years back, I shared a story about a car that our free car-buying service, Auto Expert, helped me find and purchase.  My car goals today are similar to what they were back in 2011.  I was looking for a used vehicle that was economical and had a price tag that wouldn’t make me wince every month when the payment was due.  Beyond those two items, I didn’t much care what else made up the car.

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Topics: Auto Loans, Vehicle Loans

Rev up the RV – 5 Easy & Affordable Road Trip Games

Posted by Kay K on 4/10/2017



With the sun hanging out longer these days, the drive to start planning road trips revs up.  Whether a weekend getaway, or week-long affair, there are plenty of destinations gearing up to make your itinerary a memorable one.  Maybe you’ve hit up a few friends to join, told the kids they have no choice but to tag along, or decided on a road trip party-of-one; loading up your RV gets you one step closer to the open road.  For RV destinations near or far, there will no doubt be plenty of hours and mileage on the road.  Road trips, though exciting, can also be long…really long.  Games are a great way to add delight to the adventure, while also preventing boredom from settling in.  So, dust off the ol' RV and let's hit the road!  Don't have an RV, but are warming up to the idea of one?  Hitch a ride over here to learn about our RV loan options.

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Topics: Vehicle Loans, Travel

5 Steps to Saving for a Car

Posted by Paco de Leon on 3/20/2017

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Topics: Down Payment, Financial Planning, saving money, Credit Scores, Debt, Auto Loans, Vehicle Loans, Insurance, Budgeting

Refinancing Your Auto Loan - A Logix Video Blog

Posted by Admin on 12/14/2016

 

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Topics: Debt, Video Blog, Auto Loans, Vehicle Loans

Automobile Insurance:  How do I know what I need?

Posted by Kevin Rishko on 12/1/2016



How much coverage should I have?  Fully covered, comprehensive, collision, liability, medical?  I have to pay how much for insurance?  My credit score is costing me?  My premium rose how much because of that little fender bender?  What, my auto insurance doesn’t cover this

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Topics: money management, saving on services, Saving, Consumerism, Your Financial Life, Auto Loans, Vehicle Loans, Insurance

Crowdsource your GPS. Crowdsource your banking.

Posted by Brad Blue on 7/22/2016

 
Look for this graphic on the Waze® GPS app to visit your local Logix FCU branch.
 
 
ALERT: Smarter banking found on road ahead.
 
Why do so many people love the Waze® GPS app? It's all about the philosophy of people helping people. Without user participation, Waze would be just like any other GPS app, but with its users, it becomes much more powerful.
 
You have been thanked 0 times by your big bank.
 
The same philosophy of "people helping people" that makes Waze so much better than its competitors is what makes credit unions like Logix superior, too. Without member ownership and participation, we'd be like any old bank. With our members, c redit unions become more useful than our competitors. Just like Waze serves as an efficient way for drivers with information to supply it to drivers who need information, the credit union is a way for depositing members to supply money to members who need loans.

Recalculating alternate rate. Possible savings discovered. Reroute now?

When members help each other, they take out a great big expense they'd incur by using a traditional bank. Most financial institutions have to make a profit to send to their owners, so they price everything to make sure they come out ahead. Credit unions like Logix are owned by their members and not-for-profit. In fact, even our Board of Directors are members who volunteer their time to serve! There's not much point in charging extra when the people who would benefit from overcharging are the same people being overcharged. Instead, credit unions price things like rates and fees to ensure the continuing viability of the credit union with the financial health of the membership driving each decision. 

Watch out! Objects found in wallet ahead. Refi now as low as 1.74% APR 


The result? Our auto loan rates are now as low as 1.74% APR!* It's tough for the competition to match that kind of rate and still make a profit for their owners.

ALERT: Heavy traffic reported leaving your big bank for Logix. Divert now?


We're excited to welcome you to the Logix family! Oh, and. by the way...


Thank you for sharing this alert!

 

*APR = Annual Percentage Rate. "As low as" auto rates are our best rates for up to 125% financing on approved credit and includes a 1% discount for Automatic Payment (AutoPay). Rates subject to increase if AutoPay is discontinued. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. In some instances Logix may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. Maximum 17.99% APR. Monthly payments at 1.74% APR over a 48 month term are estimated at $21.59 per $1,000. Rates accurate as of 7/22/14 and are subject to change.

 

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Topics: Consumerism, Credit Unions, Your Financial Life, Thoughts on Money, Auto Loans, Vehicle Loans

Is it Better to Buy or Lease a Car? - A Logix Video Blog

Posted by Admin on 4/4/2016

 



Has your current vehicle seen better days?  If so, you might be wondering whether you should buy or lease your next car.  The choice can be complicated so we’ll boil it down for you:
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Topics: saving money, Video Blog, Auto Loans, Vehicle Loans

Hi there! Come on in.

Feel free to peruse about. Here you’ll find stories, posts and tools aimed to assist you as you’re faced with daily to once-in-a-lifetime financial quandaries. This is your SmartLab (lab coat optional). We want you to get the most from our articles, and we welcome your ideas to help us continue to bring valuable content to you. Check out the comment section at the bottom of every post for easy ways to share feedback. We’re learning, too, and what better way to encourage smarter banking than to share tips and resources with each other? Not to mention, it’s a great chance for us to get to know each other!

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