Our financial situation can cause stress any time of the year, but the holidays can be particularly challenging. Fortunately, with a little advanced planning there are options to turn that stress into joy. From setting a realistic holiday spending plan, to creative gift alternatives such as handmade items or shared experiences, you can enjoy the season with greater ease and minimize the stress often associated with overspending.
Here are five tips designed to give you less stress and more joy this holiday season:
5 Tips for a Stress-Free Holiday Season
Friday, December 08, 2023
Debt Consolidation With a Personal Loan
Thursday, February 16, 2023
Recent research from the Filene Research Institute, a thought leader in the Credit Union Movement, has revealed that “more than half of Americans revolve on their credit balances, deflating their credit scores and depleting their savings, especially when they prolong their indebtedness by making smaller monthly payments than they could.”
7 Tips to Get Smart About Credit
Tuesday, November 08, 2022
If you are dealing with credit and debt, you aren’t alone. You have a great opportunity to assess your financial situation and make a plan to move forward. The average American household has a balance of about $6,600 in credit card debt, and that’s not taking into account home, auto, and student loans. Paying off your debt is successful with a little planning. In fact, a plan can go a long way toward achieving your financial goals. Even in a time of financial uncertainty, there are ways to address and manage credit so it works for you.
Need help with unpaid rent or utilities? The CA COVID-19 Rent Relief Program is now covering 100% of rent and utilities for income-eligible renters and landlords. Please note: This is not a Logix program, and the information shared in this article is for informational purposes only.
The State of California has increased funding for income-eligible renters and their landlords who have been impacted by COVID-19 to cover 100% of unpaid and future rent or utilities. This increase in rental assistance payments to 100% of unpaid rent will help make landlords whole and keep tenants housed. You can verify your eligibility for the CA COVID-19 Rent Relief program and apply immediately by visiting HousingIsKey.com, or by calling 833-430-2122. Additionally, if you are an applicant who has already received funding through the program, you will be compensated the difference to receive 100% coverage – there is no need to re-apply!
Debt is a lot like snow. The more it accumulates, the more damage it can do.
Did you know it only takes two feet of compressed snow to stress the roof of your home and set it up for a potential collapse? While homeowner's insurance can cover repair costs, there's no such insurance policy that can help you recover from the destruction caused by the weight of debt.
If you're struggling to pay bills or can't seem to make progress on your emergency savings fund, too much debt might be to blame. Fortunately, there are two proven debt repayment methods that allow you to melt away years of debt accumulation.
