A Text Message Could Have Turned My Life Upside Down

Last Saturday, my phone pinged with a text message that could have turned my life upside down. I figured it was my friend Julia reaching out for our usual weekend plans. But instead of her name, the screen displayed “Logix Federal Credit Union” - where I’ve been a member for years.

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Strange...I Didn’t Remember Applying for a Loan

How did I feel? At the time, it felt like I had the wind knocked out of me. It was an ordinary Tuesday evening, and I was clicking through a ton of unread emails when I saw it – the one from my credit union.

The subject line read "URGENT: Finish Your Loan Paperwork!". It made me sit upright on my couch.

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Why It Is Important to Do Monthly Bank Statement Reviews

In the labyrinth of personal finance, your credit union or bank statement serves as a guiding light, illuminating your path to financial health and security. It's more than just a piece of paper or a digital record—it's a mirror reflecting your financial habits, transactions, potential vulnerabilities, and banking activity over a specific period.

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5 Wise Ways to Spend Your Tax Refund

It’s tax season once again…have you filed your return? April 15th is this year’s deadline, and you can also file for an extension which extends your timeline to October 15th. (Pro tip: To avoid the fees often associated with tax prep sites, eligible individuals can head over to the IRS for free online filing options.)

In 2023 the average tax refund was $2,753, and many are seeing higher returns this year due to changes the IRS made to counteract inflation. Not sure how to optimize your return? We offer several suggestions for recipients on investing wisely.

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How Does Identity Theft Happen?

Identity theft occurs when someone steals your personal information and uses it fraudulently for their own financial gain. In a world where our digital footprints leave traces of our lives everywhere, understanding the mechanisms behind identity theft is paramount. By staying informed and adopting vigilant habits, we can navigate the digital landscape with confidence, ensuring that our identities remain securely our own. 

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