Welcome to the Logix SmartLab

Using a Cosigner to Build Credit - A Logix Video Blog

Posted by Admin on 3/28/2017

  

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Topics: money management, Credit Cards, Credit Scores, Video Blog, Auto Loans

5 Steps to Saving for a Car

Posted by Paco de Leon on 3/20/2017

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Topics: Down Payment, Financial Planning, saving money, Credit Scores, Debt, Auto Loans, Vehicle Loans, Insurance, Budgeting

Fuel that Credit Knowledge

Posted by Kay K on 3/17/2017

March is Credit Education Month!  

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Topics: money management, Financial Planning, Buying a Home, Credit Cards, Credit Scores, Debt, Auto Loans

Refinancing Your Auto Loan - A Logix Video Blog

Posted by Admin on 12/14/2016

 

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Topics: Debt, Video Blog, Auto Loans, Vehicle Loans

Automobile Insurance:  How do I know what I need?

Posted by Kevin Rishko on 12/1/2016



How much coverage should I have?  Fully covered, comprehensive, collision, liability, medical?  I have to pay how much for insurance?  My credit score is costing me?  My premium rose how much because of that little fender bender?  What, my auto insurance doesn’t cover this

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Topics: money management, saving on services, Saving, Consumerism, Your Financial Life, Auto Loans, Vehicle Loans, Insurance

Crowdsource your GPS. Crowdsource your banking.

Posted by Brad Blue on 7/22/2016

 
Look for this graphic on the Waze® GPS app to visit your local Logix FCU branch.
 
 
ALERT: Smarter banking found on road ahead.
 
Why do so many people love the Waze® GPS app? It's all about the philosophy of people helping people. Without user participation, Waze would be just like any other GPS app, but with its users, it becomes much more powerful.
 
You have been thanked 0 times by your big bank.
 
The same philosophy of "people helping people" that makes Waze so much better than its competitors is what makes credit unions like Logix superior, too. Without member ownership and participation, we'd be like any old bank. With our members, c redit unions become more useful than our competitors. Just like Waze serves as an efficient way for drivers with information to supply it to drivers who need information, the credit union is a way for depositing members to supply money to members who need loans.

Recalculating alternate rate. Possible savings discovered. Reroute now?

When members help each other, they take out a great big expense they'd incur by using a traditional bank. Most financial institutions have to make a profit to send to their owners, so they price everything to make sure they come out ahead. Credit unions like Logix are owned by their members and not-for-profit. In fact, even our Board of Directors are members who volunteer their time to serve! There's not much point in charging extra when the people who would benefit from overcharging are the same people being overcharged. Instead, credit unions price things like rates and fees to ensure the continuing viability of the credit union with the financial health of the membership driving each decision. 

Watch out! Objects found in wallet ahead. Refi now as low as 1.74% APR 


The result? Our auto loan rates are now as low as 1.74% APR!* It's tough for the competition to match that kind of rate and still make a profit for their owners.

ALERT: Heavy traffic reported leaving your big bank for Logix. Divert now?


We're excited to welcome you to the Logix family! Oh, and. by the way...


Thank you for sharing this alert!

 

*APR = Annual Percentage Rate. "As low as" auto rates are our best rates for up to 125% financing on approved credit and includes a 1% discount for Automatic Payment (AutoPay). Rates subject to increase if AutoPay is discontinued. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. In some instances Logix may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. Maximum 17.99% APR. Monthly payments at 1.74% APR over a 48 month term are estimated at $21.59 per $1,000. Rates accurate as of 7/22/14 and are subject to change.

 

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Topics: Consumerism, Credit Unions, Your Financial Life, Thoughts on Money, Auto Loans, Vehicle Loans

Is it Better to Buy or Lease a Car? - A Logix Video Blog

Posted by Admin on 4/4/2016

 



Has your current vehicle seen better days?  If so, you might be wondering whether you should buy or lease your next car.  The choice can be complicated so we’ll boil it down for you:
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Topics: saving money, Video Blog, Auto Loans, Vehicle Loans

Hi there! Come on in.

Feel free to peruse about. Here you’ll find stories, posts and tools aimed to assist you as you’re faced with daily to once-in-a-lifetime financial quandaries. This is your SmartLab (lab coat optional). We want you to get the most from our articles, and we welcome your ideas to help us continue to bring valuable content to you. Check out the comment section at the bottom of every post for easy ways to share feedback. We’re learning, too, and what better way to encourage smarter banking than to share tips and resources with each other? Not to mention, it’s a great chance for us to get to know each other!

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