How my first car loan experience was a piece of cake

After living in L.A. for two years without a car and utilizing the Metro day in and day out, I was ready to purchase a car of my own again and regain my independence.  And, before I continue, thank you Metro – you were wonderful during my time of need and I was never once late for my workday at Logix!  As I approached my car buying decision, it was clear that I had a few hurdles to overcome: I had only ever owned a used car that I bought outright for $3000 or less, I barely had any money to use as a down payment, I liked the idea of a car loan, but quite frankly, monthly car payments scared me, and what the heck would I purchase?

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