Welcome to the Logix SmartLab

Now Would Be A Good Time To Buy Winter Clothes

Posted by Maceo K on 5/31/2017

Growing up my mother made us go through a process that, to my childhood brain was cruel and unusual. It was called spring cleaning. Each and every year, twice a year (in fall too), we cleaned the house from top to bottom. Ironically, I didn't have all that much responsibility until I was older, but it did mean I had to clean my room and separate my clothes for the season.

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Topics: Consumerism, shopping, saving money

Four Unusual Ways to Save on Groceries - A Logix Video Blog

Posted by Admin on 4/25/2017

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Topics: money management, Saving, shopping, saving money, Video Blog, Budgeting

Paying More for Quality Items Saves You Money

Posted by Charles Haine on 4/4/2017

 My favorite bicycle vendor refuses to offer a lifetime warranty on their products. Their argument is that they want to make something so good it doesn’t need a warranty. What the other manufacturers do is make something so cheaply that, with markup, they are expecting every item to be replaced by a warranty at least once and they still turn a profit. To do that, the manufacturing cost has to be incredibly low, which brings the quality down.

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Topics: Consumerism, shopping, Budgeting

An Update on Samsung & Android Pay

Posted by Admin on 3/15/2017

It goes without saying that technology changes very fast in today’s environment.  Yesterday’s pager is today’s fond memory (well, maybe not quite ‘fond’).  When technological advancements become available and appear to offer value for our members, we do research to determine our member interest in the new technology, and whether we can offer the technology at a reasonable cost.  When digital wallets surfaced several years ago, the financial services industry anticipated that consumer demand would soar, and our members also told us they were very interested in using it.  When we learned that Apple Pay was compatible with our operating system, as well as our vendors’ systems, launching Apple Pay became an immediate goal.  The dedication of money, time, and employee resources made it a reality.

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Topics: Consumerism, Credit Cards, shopping, Debit Cards, Announcements

Spending less is not the same as saving!

Posted by Charles Haine on 10/13/2016

Don’t let advertising lie to you, spending less is not the same as saving!

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Topics: money management, Saving, Consumerism, shopping, saving money, Holiday Spending, Your Financial Life, Thoughts on Money

Rental Car Savings

Posted by Admin on 9/12/2016

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Topics: saving on services, Mortgage, Saving, Consumerism, shopping, saving money, Video Blog, Travel

Win $733.70 every week. Get $5 per registration. Stop Fraud.

Posted by Admin on 7/18/2016

Ready to win? It's you vs. the bad guys, and we like you much better. So for the next 6 weeks, we'll be taking money out of their pockets and putting it back into yours.

Each instance of card fraud costs Logix about $366.85. That's $366.85 we can't use to fund loans, reduce fees, increase deposit rates, hire contact center staff, or add to dividends. Every time card fraud is successfully committed, it directly impacts our ability to help our members. Worse yet, it is $366.85 to help fraudsters stay in business.

Let's take money out of their pockets and get it back in member pockets where it belongs!

For the next 6 weeks, Logix will be selecting a member who is helping us fight fraud by using the Logix Card Manager app to win DOUBLE the $366.85 we lose with each instance of card fraud. That's $733.70 every week until August 28th. PLUS, every new Logix Card manager registrant will automatically get a $5 payout.

If you're ready to register and win, all while helping support a healthy credit union and put fraudsters out of business, simply click the links below to download the app or learn more about it.

To set up Card Alerts in seconds, simply click one of these icons to get started.



NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. Odds of winning, 6 in 70,000.Click here to see the official rules.

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Topics: money management, Fraud & Identity Theft, Consumerism, Credit Cards, Fraud and Identity Theft, shopping, Debit Cards, Your Financial Life

Don't EVER put these four things on a credit card.

Posted by Brad Blue on 4/1/2016

Contrary to popular belief, using a credit card to make purchases instead of cash can be a very healthy practice - especially if you don't carry a balance and you use a rewards credit card like our Platinum Rewards MasterCard. But there are four things nobody should ever put on a credit card:

Electromagnets: Electromagnets can damage the magnetic strip on your credit card, rendering them useless except in cases where the number is manually entered. (Such as an Amazon purchase.)

Other people's names: In the signature strip on the back of your card, never put another person's name or doodles of any sort. This space should be reserved for your own signature and other markings are not advisable.

White hot molten metal: As with the electromagnet, white hot molten metal (such as the kind one finds in steel mills or the volcanic planet Mustafar from Star Wars III) should not be put on a credit card except in dire circumstances, and NEVER while in your pocket. (Am I right, Brian?) The card will likely melt causing damage to the card or extreme pain if it touches the skin.

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Topics: Consumerism, Credit Cards, shopping

Deck the Halls with Scams Aplenty

Posted by Kay K on 12/1/2015

So, the other day while at work, I heard the familiar buzz on my cell phone alerting me that I have a text message. The text was a notification from my Logix Card Manager app that there were two transaction attempts on my debit card at a merchant that I didn’t recognize. For months since signing up for the app, I had been receiving notifications for every purchase I made and would proudly acknowledge the texts for my authorized transactions. And, now I have a secret – I was slightly hoping for the moment that I would be alerted to a fraudulent purchase where I would immediately log into my Card Manager app to close my card and stop fraud in its tracks. Well, that day finally came! As soon as I saw those unrecognizable transactions, I quickly logged into the app and closed my debit card, preventing further fraudulent activity. After doing so, I started pondering all of the places I recently used my card in the hopes of figuring out where the point of compromise was. I started to think about how we have reached the season of scams. While fraudsters don’t sleep and scammers are a year-round predators, the holidays are a time when we are most vulnerable to them. Therefore, this is a good time to revisit the prominent scams that are out there. Keep in mind, that this list is just a preview as scams can take on many forms. For more information on a variety of scams and how you can protect yourself, check out the Scam Alerts section on the Federal Trade Commission’s website.

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Topics: Fraud prevention, Fraud & Identity Theft, Consumerism, Credit Cards, shopping, Debit Cards

Smarter Holiday Gifts - A Logix Video Blog

Posted by Admin on 11/20/2015

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Topics: Saving, Consumerism, shopping, Video Blog

Hi there! Come on in.

Feel free to peruse about. Here you’ll find stories, posts and tools aimed to assist you as you’re faced with daily to once-in-a-lifetime financial quandaries. This is your SmartLab (lab coat optional). We want you to get the most from our articles, and we welcome your ideas to help us continue to bring valuable content to you. Check out the comment section at the bottom of every post for easy ways to share feedback. We’re learning, too, and what better way to encourage smarter banking than to share tips and resources with each other? Not to mention, it’s a great chance for us to get to know each other!

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