Smart Money Tips to Save More This Holiday Season

 

New toys, tech, and other gifts are fun to receive during the holidays, but festive spending can quickly spiral. Add in travel, decorations, and delicious meals, and it’s easy to see why many households find themselves with thousands of dollars of holiday debt after the season has passed. A recent survey found that 52% of shoppers plan to spend less this year than in the last holiday season.

To help keep your budget on track, and not completely derail from holiday purchases, consider utilizing the following smart strategies. These helpful tips—from using deal-finder apps to carefully budgeting—can help you enjoy the holidays without waking up to debit in the new year.

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Protect Your Finances While Traveling

Traveling offers us all the opportunity to unplug from daily routines, and according to an annual summer travel survey, roughly half the country intends to shell out on airfare and hotel accommodations this season. If you’re making plans, it’s important to protect your finances to ensure a stress-free and enjoyable travel experience. Here are our suggestions.

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'Tis the Season for a Mid-Year Money Checklist

As summer hits its stride, the idea of financially preparing for the holidays might feel like overkill. Consider this: money is the most cited source of stress during the holidays, with 58% of US adults worrying about overspending or not having enough money.

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Why It Is Important to Do Monthly Bank Statement Reviews

In the labyrinth of personal finance, your credit union or bank statement serves as a guiding light, illuminating your path to financial health and security. It's more than just a piece of paper or a digital record—it's a mirror reflecting your financial habits, transactions, potential vulnerabilities, and banking activity over a specific period.

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Home Warranty 101: Making the Right Choice

Ah, the joys and jitters of home ownership! Picture this: you've just cozied up in your dream home, but alas, your trusty appliances and systems decide it's time to throw a wrench in the works. Enter the answer to your problems - your home warranty. By understanding how home warranties work, you can make informed decisions about whether to invest in one for your home, considering your needs, budget and more.

Here's what you need to know to make the right choice for your household.

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