New toys, tech, and other gifts are fun to receive during the holidays, but they don’t come cheap. Add seasonal travel, decorations, and festive meals, and it's easy to see why many households find themselves with thousands of dollars of holiday debt after the season has passed. Don’t let this happen to you!
"♫ ♫ Fa-la-la-la-laaaa-la-laaa-laaa ♫ ♫"
'Tis the season to be jolly...even if you can't carry a tune. But, when you don't have enough cash to pay for holiday expenses, it may not be as easy to enjoy the season. Don't worry - you can still participate in all the yuletide fun, even on a tight budget.
Here are some clever ways to join in on all the merry-making festivities, even if you sound "pitchy".
Sometimes managing your finances is like trying to keep an oversized beach ball under water because, no matter how hard you try to show it who's boss, it keeps popping back up. Focusing on just one small tactic could make your budgeting struggles drift away so that you can spend valuable time enjoying the waves of life.
Getting your financial goals in shape requires discipline and determination. Credit card debt, economic challenges, and a competitive labor market are just a few factors that can challenge how you think about your particular financial situation. The question is, how can you improve your financial fitness? You can start your mindful monetary practices with the steps below so you can tone up your financial well-being.
Whether you have a burning desire to multiply your purchasing power or you are simply getting started, consider adding the credit card that is right for you to your financial arsenal. This thin, plastic tool can ignite your credit scores, add sparkle to your lifestyle, and illuminate many cost-saving benefits. But your credit health is key to determining whether a traditional or a savings-secured credit card is the best choice for your situation.
Read on to learn what's hot - or not - about these two cards, and why it matters.