Sometimes managing your finances is like trying to keep an oversized beach ball under water because, no matter how hard you try to show it who's boss, it keeps popping back up. Focusing on just one small tactic could make your budgeting struggles drift away so that you can spend valuable time enjoying the waves of life.
Gathering ingredients for a smart money management soufflé hasn't been easy. While you've secured a steady paycheck, opened a NextGen Checking Account, and whipped up a small savings cushion, you're still missing one key ingredient that could make your recipe fall flat - good credit. Without it, achieving your financial dreams might be tricky.
Individuals with little or no credit often fork over more money in housing and utility deposits. Everyday purchases, like wireless services, may also burn a hole in your wallet when you have to pay up-front for devices or data.
Crack open these tips to help build good credit from scratch.
Need help with unpaid rent or utilities? The CA COVID-19 Rent Relief Program is now covering 100% of rent and utilities for income-eligible renters and landlords. Please note: This is not a Logix program, and the information shared in this article is for informational purposes only.
The State of California has increased funding for income-eligible renters and their landlords who have been impacted by COVID-19 to cover 100% of unpaid and future rent or utilities. This increase in rental assistance payments to 100% of unpaid rent will help make landlords whole and keep tenants housed. You can verify your eligibility for the CA COVID-19 Rent Relief program and apply immediately by visiting HousingIsKey.com, or by calling 833-430-2122. Additionally, if you are an applicant who has already received funding through the program, you will be compensated the difference to receive 100% coverage – there is no need to re-apply!
It is not surprising to hear of fake check scams going around, as many people still rely on paper checks for non-cash payments. Just ask any fraudster using the fake check scam to drain bank accounts across the country. While many consumers believe they would recognize a fake check if they saw one, the continued success of this scam proves otherwise.
Whether you have a burning desire to multiply your purchasing power or you are simply getting started, consider adding the credit card that is right for you to your financial arsenal. This thin, plastic tool can ignite your credit scores, add sparkle to your lifestyle, and illuminate many cost-saving benefits. But your credit health is key to determining whether a traditional or a savings-secured credit card is the best choice for your situation.
Read on to learn what's hot - or not - about these two cards, and why it matters.