SMARTLAB by Logix

A college degree is an investment that has the potential to pay a lifetime of dividends. The U.S. Bureau of Labor Statistics Employment Projections found workers with a college credential have lower unemployment rates and earn more money than those with only a high school diploma. But, the rising costs of tuition, books, and housing pose a problem for many would-be students.

“Free money,” i.e., grants and scholarships, are rarely enough to cover tuition bills. Some college-bound will either apply for student loans, delay enrollment, or shun higher education altogether.

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Personal finance isn't your favorite subject. We understand. Talking dollars and cents can be confusing and stressful. As a result, you may be among the 65% of Americans who have no idea how much they spent last month. But ignorance isn't bliss, especially with your money. Here are five things you should know about personal finance to make sure you make the most of every hard-earned dollar.

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Most people tend to file their income taxes electronically by using tax preparation software or by hiring a tax professional. Only a brave 10% of taxpayers fill out and file paper forms, presumably without much assistance. Like most decisions related to money, it's important to carefully consider your filing options since a simple error could result in a costly mistake.

As you gather your W-2s, 1099s, or other tax documents, consider the pros and cons of the DIY approach versus hiring a tax professional.

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Has your organization recently switched to a remote work environment? Is your dining room table now a desk? You are not alone. 

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In June, your Logix Mastercard® credit and debit card purchases helped us raise funds for four local nonprofits serving our branch communities with food services. With your help, we reached our fundraising goal and delivered $5,000 to each of the organizations.

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