Paco de Leon, Author at Logix SmartLab

Mid-Year Financial Checkup: 5 Things to Review

Paco de Leon / June 29, 2018

If our calendar year could be compared to a basketball game, we're at about half time. For those of you who don't know anything about basketball, the game is broken into two halves with half time in the middle. During halftime both teams retreat to their locker rooms. So, right now, we're in our half time. We're in the locker room taking a quick breather from running up and down the court like athletes trying to score as many points as we can. It's time to huddle up and make sure we are doing things right.

How to Travel on a Budget

Paco de Leon / November 8, 2017

Traveling is the new luxury and experiences are being commodified and sold through pictures online. Whether you’re making six figures or just starting out, you should always create a budget for your travels. The budget is relative. It’s relative to what you earn and how much you spend in other areas of your life.

How To Make Summer The Season Of Saving

Paco de Leon / August 14, 2017

Enjoy your summer. Really, enjoy it. It only lasts a few months and if you don’t make a concerted effort to stop and take it all in, it’ll be over before you know it. Enjoy the longer days. Enjoy the slower pace. You can use

How To Save: Start Small

Paco de Leon / August 4, 2017

If you’re trying to pad a savings account (or multiple savings accounts), it can be daunting and overwhelming. The first thing you need to do is figure out how much you need to save. Focus on the Emergency Fund There are plenty of people who don’t have

Keep Summer Road Trips Cheap

Paco de Leon / July 6, 2017

Sleeping in, staying out late, and getting out of town are the few of many joys of summer. While going on vacation can be taxing on the pocket book, it doesn’t always have to be. Enter the great American classic: The Road Trip. Road trips

Retirement Savings Snowball: How Much Should You Save?

Paco de Leon / May 3, 2017

Have you ever wondered how much you really need to retire? Chances are, if you’re approaching retirement, you probably think about this often. Thinking about it often and understanding how much you need are two very different things. Understanding how much you need to save

Let’s Talk About Your Credit Card Debt

Paco de Leon / April 26, 2017

Credit card debt adds up quickly if you’re not careful. Sometimes it’s life circumstances, sometimes it’s lack of personal responsibility, and other times it’s a combination of both. The first thing to examine is what lead you into credit card debt. Did you start a

Spring Cleaning: Get Organized

Paco de Leon / April 18, 2017

With the warmer weather making its welcome visit, it’s the perfect time to revisit your finances, get organized and declutter. Tidying up has gone well beyond our homes and apartments and is making it’s way into the zeitgeist, leaving no area of our life cluttered.

Why You Need an Emergency Fund

Paco de Leon / March 20, 2017

There are plenty of people who don’t have an emergency fund. In fact, nearly 30 percent of Americans don’t, according to a report by NeighborWorks America. While I understand there are many external factors at play that influence our ability to save, I’m a firm believer

5 Steps to Saving for a Car

Paco de Leon / March 20, 2017

Buying a car is not cheap. In fact, a car purchase is what many economists refer to as a “big ticket item”. And for good reason; the analysts at Kelley Blue Book report the average price for light vehicles in the United States was $33,666. For