As fall arrives, millions of borrowers are resuming their monthly student loan payments. But unfortunately, students aren’t the only individuals with money on their mind. If you’re a student or graduate, it's crucial to be aware of online scammers looking to profit. Here are some strategies for protecting yourself and your finances.
Gathering ingredients for a smart money management soufflé hasn't been easy. While you've secured a steady paycheck, opened a NextGen Checking Account, and whipped up a small savings cushion, you're still missing one key ingredient that could make your recipe fall flat - good credit. Without it, achieving your financial dreams might be tricky.
Individuals with little or no credit often fork over more money in housing and utility deposits. Everyday purchases, like wireless services, may also burn a hole in your wallet when you have to pay up-front for devices or data.
Crack open these tips to help build good credit from scratch.
A college degree is an investment that has the potential to pay a lifetime of dividends. The U.S. Bureau of Labor Statistics Employment Projections found workers with a college credential have lower unemployment rates and earn more money than those with only a high school diploma. But, the rising costs of tuition, books, and housing pose a problem for many would-be students.
“Free money,” i.e., grants and scholarships, are rarely enough to cover tuition bills. Some college-bound will either apply for student loans, delay enrollment, or shun higher education altogether.
When we are children, it’s one of the most common questions we are asked: what do we want to be when we grow up?