You’re sitting on the couch using your mobile device to shop online when you see an item that you absolutely must have. Two taps later, the item is in your cart and you’re ready to check out. After adding your shipping information, you think, albeit prematurely, “Wow! It’s so easy to buy whatever I want from the comfort of my couch.” Smiling, you scroll to the payment details section, then quickly frown upon seeing blank fields for a card number, expiration date, and CVV. You let out a long sigh because your card is in your wallet, which is in the kitchen, practically 50 paces away! Comfortably seated on the couch and not the least bit interested in getting up you say, “Alexa? Bring me my card.” If only it were that easy. The barrier is almost too much to handle. You’re about to abandon the cart for cute animal videos, when you see it: the digital wallet you recently installed on your mobile device. Convenience at your fingertip. A ray of digital sunshine. The choir sings. You quickly tap the icon, then tap one more time to confirm your purchase. Phew! Your smile returns and all is well again in that moment.
We’ve previously shared about employment scams, where fraudsters prey on victims looking for jobs. In a typical employment scam, the fraudster poses as an employer and sends the victim a check with instructions to deposit it into the victim's account, keeping a small portion of the check for themselves and wiring the remaining balance to another account. A few days later, the deposited check returns on the victim’s account (as a counterfeit, account closed, or other non-payment reason), leaving the victim responsible for the lost funds.
How is it already mid-February? If you’re like me, you have barely recovered from the holidays. All the dining out, celebrations, and gift-giving were fun, but now you’re stuck sewing the hole that burned in your pocket. Then, just when you think you’ve finally caught up, sneaky February 14th is upon you vying for your love and credit cards. Yes, Valentine’s Day can very much feel like a commercial holiday and yet, many of us want to celebrate it by showering our loved ones with costly gifts. If you are looking for that kind of gift guide, this isn’t it. As the title suggests, this Valentine’s Day Gift Guide is for those who want to show their Valentine some affection while still being budget-conscious. As a bonus, these gifts take little planning and can come together in less than a day.
What’s better than payday? How about having access to your paycheck earlier than most everyone else. We process your direct deposit as soon as we get the notification from your employer, which means an early payday for many members - sometimes two days earlier than usual, depending on your employer. Early payday is one of the many account perks Logix members have always had. We never even advertised it because, frankly, it is the right thing to do! But now that a whole slew of financial institutions are adding this as a perk and talking about it like it is something special, or even worth paying extra for, we wanted to let you know that this is a benefit of your Logix checking account to enjoy, just like the many other built-in luxuries that other financial institutions seem to think are revolutionary.