Fraudsters don’t take vacations for the holidays. In fact, they only have happy holidays if they are successful in ruining yours! There are three important steps in preventing holiday fraud – let’s call them Ho Ho Ho:
Fraud Alert: Holiday fraud is on the rise.
Thursday, December 22, 2016
The first thing I do when I’m thinking about buying someone a gift is think about what gifts have meant the most to me in my life. While this might seem selfish, the idea isn’t as simplistic as “oh, I loved that cup I got that one time, and so I should get this person a cup,” the point is to think about what are the qualities of the gift that made it stand out. What about that particular Christmas gift in High School makes me still think about it, what about that moment has stuck, and why. Then, as best as I can, I try and shop with those qualities and values in mind when I think about gift giving with others.
Humans have a hard time properly recognizing value. For instance, I have to fill out about an hours worth of paperwork to receive a $100 rebate on my glasses through my health insurance. This seems like a tremendous hassle to me, but on the flip side, if someone walked into my office and offered me $100 to fill out an hour of paperwork, and I could do it whenever I wanted, I would happily do it, thinking to myself “oh, wow, $100 to sit in a robe on a sunday morning and fill out papers, what a deal.” We think we’re rational creatures, but we aren’t, and sometimes we are very, very bad at knowing how much we need to spend to make ourselves happy.
Spending less is not the same as saving!
Thursday, October 13, 2016
Don’t let advertising lie to you, spending less is not the same as saving!
Rental Car Savings
Tuesday, September 13, 2016
