Protect Yourself When Paying P2P

"Sorry, I don't have any cash. Can you spot me, man?" is so early 2000's.

With the introduction of peer-to-peer (P2P) payments, friends and family can no longer use the excuse of being cashless to avoid repaying borrowed funds or receiving goods without paying for them in full. Logix members use P2P payment apps like Venmo, Paypal, and Zelle®, which allow users to send and receive cash instantly using their linked bank accounts.

But whenever money changes hands, you can be sure a scammer is hoping to get in on the action. So, stay alert to the below crazy schemes designed to steal money from any of your preferred payment platforms or methods.

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Five Reasons to Use HELOC Funds

If your home is worth more than the total mortgage balance plus any property liens - congratulations! You have what those in the real estate game call "equity". Bust out the confetti cannons because the good news keeps on coming. Homeowners can borrow against their equity using a home equity line of credit (HELOC) to achieve a variety of financial goals.

Similar to a credit card, HELOCs come with a pre-set credit limit you can borrow against whenever you need the funds. But unlike credit cards, HELOCs use your home as collateral. This helps reduce the cost of borrowing and could mean higher credit limits. However, not all HELOC spending is created equal.

Here are some ways to use HELOC funds to improve your financial standing and your lifestyle.

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How to Apply for a Credit Card Increase in the Mobile App

Logix credit cards come loaded with great perks. Did you know that you can request a credit card increase in the Mobile App? Simply download the FREE* app from the App Store or Google Play when you search for Logix. Once you are ready, follow the steps below to get started. 

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Make a New Year’s Resolution That Sticks!

Are you ready for a powerful New Year’s resolution?

Eliminating debt, learning new spending habits, or building savings are choices that can change your life. They can affect your entire wellbeing – from stress levels, to physical and mental health. The new year is a great time to commit to your financial health.

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Smarter Ways to Spend Less During the Holidays


New toys, tech, and other gifts are fun to receive during the holidays, but they don’t come cheap. Add seasonal travel, decorations, and festive meals, and it's easy to see why many households find themselves with thousands of dollars of holiday debt after the season has passed. Don’t let this happen to you!

Get comfortable and snuggle up to these tips that could prevent you from waking up to holiday debt come the new year.

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