"♫ ♫ Fa-la-la-la-laaaa-la-laaa-laaa ♫ ♫"
'Tis the season to be jolly...even if you can't carry a tune. But, when you don't have enough cash to pay for holiday expenses, it may not be as easy to enjoy the season. Don't worry - you can still participate in all the yuletide fun, even on a tight budget.
Here are some clever ways to join in on all the merry-making festivities, even if you sound "pitchy".