How does Logix set rates?

For starters, Logix is a not-for-profit cooperative, so earnings are returned to members through better rates, lower fees, improved services, and increased reserves to maintain unmatched financial strength. We really do want to earn your business! Please read on to learn more about how we set rates for some of our most popular accounts.

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Top 10 Ways Remote Work Could Change Home Buying and Selling

Has your organization recently switched to a remote work environment? Is your dining room table now a desk? You are not alone. 

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The Right Financial Tools for your Home Improvement Projects

Since mid-March, many of us have found ourselves in the unique position of working, teaching, playing, eating, crafting, learning and just plain staying at home. If you’re anything like me, the more time you’ve spent at home, the more things you’ve noticed need fixing around your house.

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Let's Talk Interest-Only ARMs

You’re ready to buy a home, and this may or may not be your first rodeo.  You’ve gone through the mental process of figuring out when the right time is, conducted research on the home-buying process, and put aside money for a down payment.  Just as there are a number of reasons why you decided to buy a home, there are many ways of reaching that goal.  In a typical home-buying situation, receiving keys to your new home starts when you get qualified for a home loan.  A traditional mortgage may be the loan option that comes to mind first.  With its fixed loan rate and steady payment amount for terms up to 30 years, this mortgage option is popular; however, in a one-size-does-not-fit-all world, there may be a better option for your situation.  Putting aside time for researching additional home loan options is worth it, given the investment you’re making. 

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A Complementary Mortgage Loan for Your Home Purchase

The decision to purchase a home brings about many thoughts and conversations about what to buy, where to buy, what we can afford, and where to start.  While it is one of the most exciting times in your life, buying a home can also cause an overwhelming stress of the unknowns.  You balance out the nostalgia you’ve built for the home you spent most of your youth in and what you want your dream home to be.  If you’re like me, after deciding to purchase a home, you immediately dive into Pinterest to pin every appealing homeowner tip, while forgetting that there is a whole home-buying journey that takes you from applying for a home loan to earning the keys in hand.

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