Parents are playing a constant tug-of-war between letting their kids enjoy the freedom of youth and teaching them some of life's essential lessons. Of course, kids being as smart as they are these days, it's just a matter of time until they learn many of those lessons on their own. When dad stubs his toe on the couch and unleashes a verbal fury fit for a salty old pirate, they quickly understand that dear old dad is both imperfect and has quite a mouth on him under the right circumstances.
The Importance of Teaching Your Kids Good Savings and Spending Habits
‘Tis the season for gift card purchases. They’re great for friends, family, and co-workers; pretty much anyone likes receiving one as a present, but there are two groups who don’t want gift cards: the Internal Revenue Service (IRS) and the Social Security Administration (SSA).
You might look forward to the holiday season all year, but your bank account doesn't! That's because along with all the holiday cheer and unlimited baked goods, you can expect lots of expenses for everything from decorations to gifts. Fortunately, there are a few ways to curb those costs as the holidays approach. Here's how:
Are you struggling to save money? You're not alone. More than half of Americans have less than $1,000 in savings. An interesting way to create good financial habits is to complete the No Spend November challenge. If you're ready to embark on this difficult challenge, here are some tips so you can survive the month:
Credit Unions Are Different, and Members Wouldn't Have It Any Other Way
Credit unions are about common beliefs and taking control of your finances in cooperation with others that subscribe to the same goals and philosophies. While they might seem similar to a bank at the briefest of glances, there's so much more to discover upon a closer look.