So you got a year-end bonus or raise? Right on. It’s tempting to think of this money as extra cash, especially if you got a bonus. The name itself implies extra. But before you get any fancy ideas about how to spend it, let’s talk about how you can maximize your financial windfall.
How to maximize your year-end bonus or raise
Friday, January 06, 2017
Rock Bottom: Realizing You've Got To Change
Friday, January 06, 2017
A wise man once said bottom is just where you stop digging. If you want, you can dig deeper and deeper, and there might be bedrock down there somewhere, but its hidden behind new layers of pain and stress, that you don’t have to go through if you don’t want. You could keep saying to yourself “it’s not that bad, I just need to a raise, get that new job, get cash flowing again and I’ll be OK.” Or you could look at the hole you are in and say “that’s it, this is bottom, we’re climbing out from here.” If you are constantly worried about money, frequently overdraft your checking account, hitting up friends and family for loans to cover a few weeks, it’s time to start climbing out. Your financial life doesn’t have to feel like this. If you build a financial cushion, you have 1-2 months worth of expenses safely sitting in checking, everything can be so much better. But you have to start, right now, living within your means and using credit as it was intended.
Fraud Alert: Holiday fraud is on the rise.
Thursday, December 22, 2016
Fraudsters don’t take vacations for the holidays. In fact, they only have happy holidays if they are successful in ruining yours! There are three important steps in preventing holiday fraud – let’s call them Ho Ho Ho:
Money can be a scary thing to talk about, but it’s worth it to try
Sunday, December 18, 2016
