Getting a Home Mortgage

Buying a home is one of the most exciting and important decisions of your life. Before you go to an open house and get your heart set on your dream house, it’s a good idea to prepare. Knowing what you want and what you can afford, and understanding the mortgage process are all big pieces of the puzzle.

You’ll need to know your credit health and monthly budget. This will determine what you can afford.

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Get Ready for a Credit Card Spring Cleaning

Spring is in the air, and what better way to celebrate than with a credit card spring cleaning!

(Really – we’re serious.)

Just like a thorough spring cleaning improves your home and gets everything in tip-top shape, a credit card spring cleaning will make a difference in your financial situation.

After you clear any cobwebs and before you take on your cluttered basement, consider these five cleaning tips to use on your credit card debt.

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Smarter Banking Getting Smarter - A Message from Our CEO

Dear Valued Members,

2020 has been an extraordinary year for Logix with many opportunities brought on by the challenges of the COVID-19 Pandemic. I’m proud of our employees and leadership team for demonstrating remarkable teamwork during this time and staying true to our mission: helping our members thrive. We deferred loan payments for over 16,000 members to help them make ends meet. We paid some of the highest deposit yields in the nation despite environmental rates hitting all-time lows. We scaled our operations to meet unprecedented mortgage demand, significantly reducing monthly mortgage payments for thousands of our members.

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How does Logix set rates?

For starters, Logix is a not-for-profit cooperative, so earnings are returned to members through better rates, lower fees, improved services, and increased reserves to maintain unmatched financial strength. We really do want to earn your business! Please read on to learn more about how we set rates for some of our most popular accounts.

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