The Money Value of Time


In my Finance 101 class, my teacher taught us about the time value of money, also known as “present discounted value.” The general concept is this: the money in your change jar is worth more today than it will be tomorrow because it has opportunity to earn that extra day of interest. The time value of money is, for example, why the government loves sending you a tax refund. They know that you’ve loaned them free money each month, so any interest they gained could have been yours.  

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Inner Circle - January


2015… Preserve the Core, Stimulate Progress

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A CU, Whenever and Wherever

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Neuroscience and Spending

 

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How to Spot a Check Scam



Logix Card ManagerThe scenarios below are all too real and common.  Unfortunately, check scams are still a popular way for fraudsters to win and their victims to lose.  Often times that loss becomes more than just about money. 

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